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Student Living Costs

Being able to budget is an important part of student life – and where better to develop this important skill than student-friendly and affordable Newcastle?

Newcastle is ranked in the top 10 most affordable UK cities QS Best Student Cities 2025
Low cost of living - Newcastle is 27% cheaper than London (without rent) Numbeo.com November 2024
A World Top 40 and UK Top 5 student city QS Best Student Cities 2025

What are living costs at university?

Living costs cover expenses other than tuition fees, such as accommodation, food, drink, travel and study materials.

The average cost of living for a student studying in the UK is just over £1,100 per month, with the North East of England the second most affordable region for students.

Our city is ranked in the top 10 most affordable UK cities (QS Best Student Cities 2025) so you know your money will go further here.

Estimated monthly costs

Your monthly living costs will depend on your spending habits. As a rough guide, this is what you can expect your main costs to be while studying with us.

  • Rent in University-owned or managed partnership accommodation (includes bills, such as electricity, water, gas and wifi): Undergraduate: £518 – £880, Postgraduate: £392 – £798
  • Food: £116
  • Socialising: £80
  • Transport: £28-£68
  • Mobile phone: £10 (SIM only)

*Some costs are approximate. Compiled in November 2024.

Costs for international students

If you’re an international student, as part of your visa application you’ll have to prove you have sufficient funds to support yourself while at university in the UK.

You’ll also have further costs associated with studying in the UK – such as your student visa and a health surcharge to access the NHS, the UK’s health care service. To help you explore the living costs associated with studying at Newcastle watch our video.

*Some costs in our video are approximate. Compiled in November 2024.

Currency converter

Find out how much things will cost in your local currency with this currency converter.

Making your money go further

Here’s some further guidance on University living costs, plus top tips on managing your money while you’re studying with us.

Accommodation

We offer accommodation to suit every type of student budget with your rent usually including energy and water bills, making budgeting easier. Accommodation costs can vary check out our Accommodation pages for specific information about each of our residences.

At the end of your first year, you’ll normally move into privately rented accommodation. You’ll need to pay a deposit for this, so start budgeting now to meet that cost. Newcastle University’s Student Union’s Student Advice Centre has information and advice about renting privately.

Family accommodation: We offer family accommodation at a heavily discounted price compared to the private rental market. Costs don’t include utility bills. To help you, we’ve compiled a useful guide for students with families.

Food

Food expenses will make up a large portion of your monthly budget so plan your meals in advance to avoid overspending.

Shop at local markets such as Newcastle’s popular Grainger Market for fresh produce – it’s cheaper and better for you. If you can’t cook invest in a student cookbook or find easy-to-follow recipes online.

For a cost-effective option, we also offer a catering package covering your breakfast and lunch on campus seven days a week.

Course costs

Costs will depend on the subject you are studying and can include:

  • books
  • stationery
  • photocopying
  • field trips
  • specialist materials or equipment

Course costs are estimated at around £11 - £59 per month.

Travel costs

Newcastle is a big city in a small space making it easy to get around. Student discounts are available on public transport, including our light rail Metro system and local buses.

Travel is cheaper if you plan ahead, so book your tickets in advance if, for example, you’re going home at the end of term.

Social life

Socialising is an important part of university life and something you’ll need to budget for. Costs will vary depending on your interests.

You can enjoy a range of budget-friendly activities and events through the Students' Union including free and discounted taster sessions organised by our Give It A Go programme. We also offer competitively priced membership packages for our Sport and Fitness Centre, giving you access to our state-of-the-art facilities.

Eligible undergraduate students can apply to our Activities Access Fund for financial support to cover some of the costs of getting involved.

Insurance

Rent for University-owned accommodation or managed partnership accommodation includes contents insurance. You won't need a separate policy, but it’s worth making sure it provides adequate cover. 

If you need to take out contents insurance, shop around for the best deal and the cover that’s right for you.

If you live in any other accommodation, you’ll need to arrange your insurance separately. Shop around to find the best deal and the right cover to suit you.

For more information check out our Financial Advice.

Television

In the UK, it’s a legal requirement for any property with a television to have a TV licence. You’ll also need one if you’re watching live television through an app such as BBC iPlayer.

Find out more about TV Licensing, check if you need a licence and – if you do – how to buy one.

How we're supporting you

There’s lots of financial advice and support available to you while you’re studying with us.